The Most Common RV Insurance Claims

Insurance is a wonderful thing, especially when you own and operate something that would be financially difficult to replace, such as an RV. Insurance should put you at ease, because even if something does go wrong, it won’t cost an arm and a leg to fix it. However, most people still don’t want to deal with the hassle of an accident or another incident that would result in filing a claim. Here are a few of the most common RV insurance claims that any RV owner should try to avoid. 


Turning Right 


It may seem a little silly at first, but right turns are especially dangerous in any vehicle longer than a personal car or truck. If you don’t pull out before starting a turn, you’ll at least run over a curb, and possibly hit something. Also, don’t forget that the backend of an RV often swings out to the other side when making a sharp turn. 


Height Problems 


In general, bridges and other overhanging structures are standardized to allow any average vehicle to pass under. Your RV is likely to fit comfortably under most of these, but it’s very important to check each time to make sure. One bridge that’s a couple inches shorter than your RV can cause a huge amount of expensive damage. 


Gas Stations 


This is a combination of the previous suggestions. There are a lot of things close together in gas stations, which means it’s really easy to hit something if you’re not paying attention. Also, the covering over gas pumps tends to be relatively low, which means it may be shorter than your RV. Make sure you pay attention at gas stations, and don’t be afraid to get out and check if you’re not sure if you might hit something. 


Backing Up 


It can be very difficult to drive any large vehicle in reverse. Make sure you know what’s behind you before you step on the gas. A quick check could save you a lot of money and trouble. 


RVs are expensive, and so are repairs. Insurance is a necessity, but it’s always best to not need it. Simply being careful and knowing what’s around you can greatly reduce the likelihood of an accident.  

Protect your vehicle with the right coverage. Call Lone Star Insurance Agency at (817) 426-2886 for more information on RV insurance.