Insuring Collectibles
Are your collectibles properly insured?
Special collections need special protection. There are many limitations that exist when insuring collectibles with a standard homeowners insurance policy. For all the time, money, and energy you have invested into your collection, it’s important to protect it with coverage that has been designed specifically for collectors.
Below are a few of the diferences between: Standard Homeowner Insurance and Collectibles Insurance
Deductible At least $500 or more $0
Flood Not covered Covered
Earthquake Not covered Covered
Accidental Breakage Not covered Covered
Appraisals Required Not required
Pays Actual Cash Value- may pay more Full Collector Value
more once replacements are bought
Don’t take a chance with your collection. Some of the collectibles that we are able to insure under one of our prgrams are:
Advertising Memorabilia
Animation Art
Automotive Memorabilia
Books (rare)
Cameras (antique)
Ceramics
Crystal/Glass
Comic Books
Coins
Die Cast Model Cars/Trucks
Dolls
Figurines
Guns (pre and post WWII)
Holiday Collectibles
Juke Boxes
Military Memorabilia
Miniatures & Doll Houses
Model Trains
Movie Memorabilia
Musical Instruments
Pottery and Collector Plates
Prints
Quilts
Radios
Sports Memorabilia
Stamps
Teddy Bears
Toys & Action Figures
Trading Cards
Wine & Accessories
…..and more
Contact us for more information and to find how to protect your collectibles.
Lone Star Insurance Agency
www.lonestarinsuranceagency.com
817-426-2886