December 19, 2013
AgencyAlthough HIGH, Texas no longer at top
Although rates for homeowners insurance in Texas are sky high…we are no longer the most expensive state according to a recent article from Insurance Journal. Click the link to check out the entire article. http://www.insurancejournal.com/news/southcentral/2013/12/18/314878.htm
October 13, 2013
AgencyInsuring Collectibles
Are your collectibles properly insured? Special collections need special protection. There are many limitations that exist when insuring collectibles with a standard homeowners insurance policy. For all the time, money, and energy you have invested into your collection, it’s important to protect it with coverage that has been designed specifically for collectors. Below are a […]
August 26, 2013
AgencyExecellent article…12 terrible pieces of insurance advice
It’s rare that I read an article in our industry that offers some decent advise and that’s not the same old information that’s been given over and over. So kudos to the recent article that was on MSN’s website. We’ve copied and pasted it here but we always give credit. Enjoy- 12 terrible pieces of […]
August 20, 2013
AgencyState Farm Charges By Far The Highest….
Below is an execellent article that we had previously posted but we accidentally deleted it. It has to do with homeowner insurance rates being charged by State Farm in Texas. Enjoy- http://www.dallasnews.com/news/state/headlines/20110906-state-farm-home-insurance-rates-exceed-most-rivals-in-dallas-area-listing-shows.ece
August 13, 2013
AgencyClients flee direct writers and return to independent agents-
According to a recent study by Hanover Group, the lure of a “cheap” policy and bypassing the “middleman” wears off pretty quickly and many of those customers return to an independent agent. The article does not indicate this, but I believe a few more reasons customers switch back (aside from reasons mentioned) are: clients like knowing who they are dealing […]
July 26, 2013
AgencyLife Insurance Being DROPPED for Retirees
Listen up peole, don’t be fooled into believing that your “employer’s” benefits are going to protect you and your family. Most importantly here I’m talking about life insurance. So many people we talk to say “my job takes care of that” when we ask about their life insurance. I’m going to offer you several reasons why […]
July 19, 2013
AgencyWonder why your homeowners insurance rates are going up?
Number of Hail Damage Insurance Claims Up 84% Since 2010 Insurance claims resulting from hail storm damage increased 84 percent in 2012 from their 2010 level, according to the National Insurance Crime Bureau. In 2010, there were 467,602 hail damage claims filed. That number increased to 689,267 in 2011 and to 861,597 in 2012—an overall […]
July 16, 2013
AgencySurvey: 1 in 5 Consumers Buy Less Coverage, Expect Gov’t Aid
I’ve attached an interesting article by Victoria Goff which just appeared in IA Magazine. The article talks about how many people are buying less insurance coverage in hopes that the Federal Government will take care of them. I personally don’t think it’s a good idea to count on someone else to “take care” of you or […]
June 24, 2013
AgencyWhat Do ISO Rating Symbols for Auto Insurance Mean?
We often get asked questions about why a particular vehicle cost more to insure than another. Back in the old days we all knew that a “sports car” was more expensive to insure than a typical grocery getter. With the advances in computers and technology over the last 20 years, the insurance industry has been able […]
June 10, 2013
AgencyTaxpayers stiffed for underpriced flood policies
Attached below is an article regarding a recent freeze to rate hikes that were approved last year for the National Flood Insurance Program. The NFIP is where consumers are able to purchase flood policies for their homes or businesses. Flood policies have long been underpriced for the risk they represent. As a result, since the NFIP is a […]